Bankruptcy FAQ

Bankruptcy FAQs
Q - If I have a bankruptcy can I get approved?
A - Absolutely, unlike other dealers we can get you a loan prior to your 341 meeting. YOU DO NOT NEED TO BE DISCHARGED! Of course, we can still assist you if your bankruptcy has discharged.

Q - Can I get approved if I am in a Chapter 13 bankruptcy?
A - Yes, we can help you work closely with your attorney to obtain authorization from the courts to purchase a vehicle.

Q - Do I have to keep or re-affirm on my vehicle?
A - No, now is the time to start re-establishing your credit. In most cases when you keep your current vehicle, it will no longer report on your credit bureau. This will only delay the process of re-establishment.

Q - Will my interest rate be less if I wait until my bankruptcy discharged?
A - Not necessarily, we offer competitive financing plus rate reduction. This program allows you to reduce your interest rate every 3 months as long as your payments are made on time.

If you have additional questions that we have not addressed, please contact Loan Zone Phoenix for more information.

Contact Information

Larry H. Miller Toyota Peoria

8633 West Bell Road
Directions Peoria, AZ 85382

  • Sales: 602-910-4763
  • Service: 855-765-0734
  • Parts: 855-765-0734

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Se Habla Espanol: 602-457-4530